Using your super to invest in property? Here’s why an SMSF loan could be a smart move.

SMSF loans give you the chance to grow your retirement savings through property investment, all while keeping control of your fund. One of the biggest advantages is the tax benefits rental income and capital gains are taxed at a lower rate within super. You can also diversify your investments and create long-term growth for your retirement. Another key benefit is leverage: with an SMSF loan, you don’t need the full purchase price upfront, allowing you to maximise your fund’s potential. While strict rules apply, the right structure and expert guidance make SMSF loans a powerful strategy for building wealth securely and efficiently.